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Introducing VISA® Debit Card Rewards

Your VISA® Debit Card now earns rewards each time you use your card to make a signature purchase (i.e. when you choose credit and sign your name at checkout instead of entering your PIN). You will earn 1 point for every $2.00 that you spend.  You can redeem your points for items such as gift cards to local restaurants and stores, electronics and home goods or save them for an event ticket or vacation.

You must register your card before you can start earning points! Visit www.uchooserewards.com to register your card and start earning points today!

U Choose Rewards

Open a Share Draft account to take advantage of our FREE checking! We offer simple and convenient checking options. From performing an ATM transaction to paying your bills online, Hampton Roads Educators' Credit Union has a solution for you.

VISA Rewards


  • Unlimited Check-writing
  • NO minimum balance requirements
  • NO Direct Deposit requirements
  • FREE Overdraft Protection
  • FREE Fraud Monitoring
  • Zero Fraud Liability through VISA
  • FREE Debit Card with ATM access
  • FREE Internet Banking
  • Bill Pay* (Smart Pay) ($3.00 monthly fee applies when not used in a 3 consecutive months)
  • Senior Citizens receive One free box of "Prime Time" checks per month

We've taken an extra step to ensure secure transactions when using your VISA® debit card, by providing you Verified By VISA, a secure verification process, available only through vendors who participate in their program, allowing you to set up extra security steps to ensure your VISA® debit card is fully protected.

To increase card security and enroll your VISA® debit card in this program, CLICK HERE

Verified by VISA