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Money Market & Certificates

Money Market Accounts

The more you save, the more you earn with HRECU's tiered Money Market Savings Account. A $2,500 minimum daily balance is required. The best part is you can access your money whenever you need it, plus earn higher dividends on money that will grow over time. Our Money Market Savings Account is a great way to create an emergency fund! 

Current Deposit Rates

*Annual Percentage Yield (APY) dividends are calculated by the average daily balance of at least $2,500. The dividend rate & APY may change monthly as declared by the HRECU Board of Directors. Contact the credit union for current tiered rates and details.



Earn higher dividends with a 12, 24 or 36 month Certificate at HRECU. With only a $500 minimum deposit, you can earn more for your money! For our Youth Investors members, the minimum deposit is $200.00 and the principal and dividends are guaranteed. 

Current Deposit Rates