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Locations, Hours, Contact Us

HRECU operates one full-service branch located at 2130 Cunningham Drive in Hampton, Virginia and one Student-run Branch in Hampton High School. Our hours of operation are Monday through Friday, 9:00 AM – 5:00 PM.

Phone: 757-838-0707 | Fax: 757-838-0776

No matter where you may be, you can access your credit union accounts and conduct business with HRECU through any one of the service center locations worldwide.* To find the Credit Union Service Center nearest you, call 1-800-919-CUSC or visit

**Please Note: Shared Branching may be temporarily impacted due to COVID-19/Coronavirus. The Locator displays available locations, hours and services available. Please call or visit the Locator before visiting a Shared Branch.**

You’ll have access to over 80,000 surcharge-free ATMs nationwide and internationally through CUliance. To find the nearest CUliance ATM location, visit

You may email us at

In case of inclement weather closings call (757) 951-3240.

Report a Lost or Stolen Card:

  • Debit: 800-472-3272
  • ATM: 757-838-0707
  • Credit: 800-808-7230

Visa Debit Fraud Department: 877-253-8964

SMARTS Telephone Banking: 844-376-2787

Credit Union Routing Number: 251480712

2020 Holiday Hours

Wednesday January 1 New Year’s Day
Monday January 20 Dr. Martin Luther King, Jr. Day
Monday February 17 Presidents' Day
Monday May 25 Memorial Day
Friday July 3 (in observance of Independence Day)
Monday September 7 Labor Day
Monday October 12 Columbus Day
Wednesday November 11 Veterans Day
Thursday November 26 Thanksgiving Holiday
Friday November 27 Thanksgiving Holiday 
Thursday December 24 Christmas Eve (CLOSE @ 2PM)
Friday  December 25 Christmas Holiday
Thursday December 31 (CLOSE at 2PM)