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Digital Banking Services

Online Banking

Access your accounts 24/7 with our easy Internet Banking.

  • Review account balances & history
  • Change address
  • Verify withdrawals and deposits
  • Transfer funds
  • Schedule recurring transfers
  • Set up E-alerts
  • Make loan payments/Visa payments
  • View or print a copy of a check

Enroll Now

Smart Pay Bill Pay

Pay your bills online with Smart Pay. Set-up payees for one-time or recurring payments. Electronic payments are processed within a few business days and paper check payments are processed in five business days.

**To enroll in Smart Pay, you must already be enrolled in Internet Banking**

To Access Smart Pay:

  1. Sign into your Internet Banking Account
  2. Click on the "Pay Bills" Tab
  3. Create an account.  Accept the terms and agreement before trying to proceed.


View, print or download your statement faster than traditional mailed statements in the security of your own home, or wherever online access is available. They contain the same information as paper statements, but are securely available in your Internet Banking account, therefore eliminating the need for paper statements!  To access your e-statements sign into your internet banking account and select e-documents.

Mobile Banking

On the go banking at your fingertips. Keep track of your balances, transfer money, pay bills and deposit checks with HRECU’s Mobile App for both Android and IOS devices.

  • Check Account Balances
  • Transfer money
  • Make loan payments & Visa payments
  • Deposit a Check
  • View eDocuments
  • See pending items
  • Send secure message to HRECU

Get Started

Available on the App Store Get it on Google Play

SMARTS Telephone Banking

Our automated touch-tone phone system, available 24 hours a day. You can use from anywhere to access your accounts. To access SMARTS call 844-376-2787.