Skip to main content

Checking Accounts

Take advantage of our FREE checking

We offer a simple and convenient checking option, from performing an ATM transaction to paying your bills online or mobile on the go, Hampton Roads Educators Credit Union has the solution for you.

Our Checking accounts include a free Debit Card that earns rewards, free Mobile Banking, free online bill pay, and free eStatements. PLUS, there is NO minimum balance and NO monthly Service charge. And since HRECU is part of the CULIANCE Network, a surcharge-free ATM network, you’ll have access to over 80,000 ATMs worldwide! 

  • NO minimum balance requirements
  • NO Direct Deposit requirements
  • FREE Overdraft Protection
  • FREE Fraud Monitoring
  • Zero Fraud Liability through VISA
  • FREE Debit Card with ATM access
  • FREE Internet Banking
  • Bill Pay* (Smart Pay) ($3.00 monthly fee applies when not used in 3 consecutive months)
  • FREE Mobile Banking
  • Senior Citizens receive One free box of "Prime Time" checks (4 free boxes per year)

Earn Rewards Each Time You Use Your VISA Debit Card.

Your VISA® Debit Card earns rewards each time you use your card to make a signature purchase (i.e. when you choose credit and sign your name at checkout instead of entering your PIN). You will earn 1 point for every $2.00 that you spend.  You can redeem your points for items such as gift cards to local restaurants and stores, electronics and home goods or save them for an event ticket or vacation.

You must register your card before you can start earning points! Visit to register your card and start earning points today!

Keep tabs on your Debit Card with CardValetR

Get instant alerts whenever your Debit card is used. Download on the Apple App Store or get it on Google Play.

  • Protect yourself against fraud
  • Customize alerts for your transactions
  • Track spending

CardValet Video

Reorder Checks