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Debit & Credit Cards

VISA® Debit Rewards Card

Our VISA® Debit Rewards Card lets you access your checking account without the hassle of writing a check. There is no monthly service charge to use the VISA® Debit Rewards Card. Credit (non-PIN) transactions are unlimited. Your Debit MasterCard® is also your ATM card. You have 3 Free debit (PIN) transactions per month. After 3 you will be charged per transaction.

Withdrawals made at our ATMs do not count toward your three free PIN transactions per month. As a member, you have unlimited transactions available at ATMs owned by Hampton Roads Educators’ Credit Union as well as those in the largest ATM network in America, CU24.

To locate the surcharge-free ATM nearest you visit www.cu24.com/atmlocator

Lost or Stolen Debit Cards

To report your Hampton Roads Educators’ Credit Union VISA® Debit Rewards Card lost or stolen contact our card protection services as soon as possible at 1-800-472-3272. You may also call Member Services 757-838-0707, extension 106 or toll free at 800-468-1073.

UChoose® VISA Debit Rewards

Earn rewards points just by shopping with your VISA® Debit Rewards Card

With our VISA® Debit Rewards Card program, you choose where to shop and what to get for all the points you earn. You have access to hundreds of retailers where you earn big rewards, and there are millions of redemption choices!

Watch your points add up every time you shop with your VISA® Debit Rewards Card. Your points add up even faster when shopping at participating retailers!

Redeem Points for Gift Cards

Now you can redeem points for gift cards from some of the nation's top retailers, gas stations, hotels, and restaurant chains. Plus, you can redeem your UChoose Reward Points for airline tickets, travel packages, car rentals (outside the state of Hawaii), gift certificates and much more.

How Does It Work?

  • Register your card at www.uchooserewards.com.*
  • Shop and your points accumulate quickly:
    • Earn one point for every $2 spent each time you use your card and sign for your purchases.
    • Plus, earn additional points by shopping at participating retailers in-store, or online at www.uchooserewards.com.
  • Redeem points for millions of items.

 *You MUST register your card before you can start earning reward points for your purchases.



VISA® Platinum Rewards Credit Card

Our VISA® Platinum Rewards Credit Card features:

  • One of the lowest rates available, and is ideal for the member who is watching their monthly bills and expenses.
  • Rewards points, allowing you to earn 1 point for every dollar spent. Visit www.scorecardrewards.com to register your card.
  • Offering you the option of redeeming your points for gift cards, golf clubs, a cruise to the Carribean or a trip to Europe.
  • The credit card can be used for balance transfers as well as other services including cash advances.  Both services available without a fee!

Lost or Stolen VISA Platinum Rewards Credit Cards

To report your Hampton Roads Educators’ Credit Union VISA® Platinum Rewards Credit Card lost or stolen contact our card protection services as soon as possible at 1-800-808-7230. You may also call the loan department at 757-838-0707, extension 111 or toll free at 800-468-1073.

To check your Score Card Points balance or find out what prizes are available click here.


Scorecard Rewards