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Members will find a variety of savings solutions to meet their financial needs. Whether you are just beginning to build your financial future, or are an experienced investor, Hampton Roads Educators® Credit Union can assist you in all stages of life.

Savings Account

A Savings Account is your primary savings solution at the Credit Union. A $5 opening deposit establishes member-ownership in the Credit Union. Members earn a quarterly dividend on their Savings Account balance. This account is your passport to all financial products and services at the Credit Union.

Savings Certificates of Deposit

These time deposits earn higher dividends based on the length of the term. Unlike many financial institutions, there is only a $500 minimum deposit and the principal and dividends are guaranteed. For our Youth Investors members, the minimum deposit is $200.00 and the principal and dividends are guaranteed. Click here for Savings Certificate of Deposit rates and terms.

Vacation Club

Saving for a special trip or project over your summer break? A Vacation Club Account ensures that you are prepared for fun in the sun or a beautiful, new home renovation. With a monthly allotment from your direct deposit, you will be set to sail the Caribbean, trek through Europe or create an oasis in your backyard. The funds become available on June 1st through August 31st without penalty. Click here for the current dividend rate on our Holiday Club Accounts.

Holiday Club

Are you always charging up your high-rate credit cards around the holidays? Plan ahead with a Holiday Club Account. This goal-oriented savings account features unlimited deposits, and funds become available the first business day in October through the end of December without penalty, just in time for holiday shopping. Click here for the current dividend rate on our Holiday Club Accounts.

Summer Reserve Savings

This account is set up for those, with a loan, who are paid 10 or 11 months out of the year. You put a little aside during the year to cover loan payment(s) for the month(s) you are not paid. (No withdrawals allowed).

Delayed Payment Savings

This account is great for those paid 10 or 11 months out of the year who have summer expenses to worry about but no monthly paycheck to pay for them. Plus, you can earn dividends on this account. **fee applies for early withdrawals**