Introducing our NEWEST loan product, the I.C.E. Line of Credit
What Is It?
The I.C.E. (In Case of Emergency) Line of Credit is a personal line of credit that you set up now to help you prepare for unexpected costs or an emergency later. Don't need the money now? That's ok. By setting up your line of credit it will be there for you when you need it.
How Does It Work?
The line of credit can be set up now, and will not accumulate any interest until you need it and make an advance from it. Best of all, you only need to apply once.* After your credit line is approved, it's there for you to use again and again.
Accessing Your Line
Transfer money from your line into your savings or checking account through
- Home Banking
- Audio Response
Or get cash from your line or transfer the money to savings/checking at
- A teller window in our main branch or
- At a Credit Union Service Center
- Payment is required each month that a balance exist on your line of credit
- Payments are calculated at the end of each month
- Monthly payment is 3% of your current balance or $25.00, whichever is greater
- Convenient Automatic Payments are available
Make sure you are prepared for the unexpected, Click here to apply for your I.C.E. Line of Credit Today!
*A one time application fee of $25.00 is charged after approval of application. There is no annual fee. The Annual Percentage Rate (APR) is subject to change annually. Maximum APR is 25.00%.
It never fails that the unexpected happens at the worst time. Signature Loans are great for that emergency need for cash or other one-time purchases, such as vacation expenses home improvement or that special gift. For current Signature Loan rates, click here.
Share Secured Loan
Sometimes you just don't want to drain your savings account for a big purchase. A Share Secured Loan is secured by funds on deposit in your Share Savings Account and/or Share Certificate of Deposit. For current Shared Secured Loan rates, click here.
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