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Home Loans

As a member of Hampton Roads Educators' Credit Union, we have many finance options to meet your home needs.

Hampton Roads Educators offers our members the absolute best home financing options for a vast variety of situations. Some of these products include refinancing to lower your rate and payment--even in instances when home owners owe more than the value of their home.

We offer a number of loan products such as:

  • FHA Loans
  • Rural loan programs with no money down
  • Condo loans
  • Jumbo loans
  • Fixed & Adjustable rates
  • Remodeling loans
  • VA loans for active duty, veterans and reservists
  • Investment property loans
  • Vacation and second home loans

CLICK HERE to contact us today to learn more about purchasing or refinancing a home or call us at 757-838-0707 x111.

Open-End Home Equity

There may come a time when you want to use the equity in your home to purchase a car, make home repairs, pay for college costs, or debt consolidation. The Credit Union offers home equity solutions with low, variable interest rates, using up to 85% of the property's appraised value. For current rates, click here.

Closed-End Home Equity

If you are looking to refinance or want to consolidate your debt, look to your house for the funds you need. A second mortgage is a closed end loan secured by the equity in a member's primary residence or in other real estate property. You can borrow up to 90% of the appraised value of the property and take advantage of our fixed rates to reach your financial goals. For current rates, click here.

Budget Smart