Last Rate Change: April 1, 2013***                                                                                    **All Rates Subject to Change**

*APY: Annual Percentage Yield

Dividends Projected: Quarterly
Account Type	Period Ending	Dividend Rate	APY*
Share Savings Under $100	Quarter Ending March 30, 2013	0.00%	0.00%
Share Savings ($1,000 and above)	Quarter Ending March 30, 2013	0.05%	0.050%
Youth Share Accounts ($5 and above)	Quarter Ending March 30, 2013	0.05%	0.050%
Club Accounts	Annual Period Ending December 31, 2013	0.05%	0.050%

Certificate Rates

Last Rate Change: April 1, 2013***

Certificate Term	Dividend Rate	APY*
Six Months	0.05%	0.050%
One Year	0.05%	0.050%
Two Years	0.05%	0.050%

 

***Earnings Waiver approved by NCUA