Balance Transfer Offer - Rate of 2.90% APR* for 12 Months

REVEAL YOUR INNER SUPER HERO!

Special Balance Transfer Rate for February and March 2012!

The basic information:

- If you transfer your balance during February or March you will receive a rate of 2.90% APR* for 12 months on all approved transfers.

- After that 12 month period, your rate will go back to our great FIXED rate, As Low As 6.90%APR*!

TAKE ADVANTAGE OF OUR  LOW, FIXED RATES AND START SAVING YOUR MONEY!

Please feel free to call with any questions: 757-838-0707 x111.

If you don't have our card, and would like to apply online.  Click on the Loan Solutions button at the top and Apply For A Loan, then choose VISA Platinum Rewards Card.

We look forward to helping you and your family save with the lowest, fixed card rate in the area!

 

*APR - Annual Percentage Rate.  Special Rate based on approval.  Balance Transfer Special available February and March 2012.  Balance transfer rate will be enforced for twelve (12) billing cycles, after which the card's rate will return to it's regular rate.


Wiring Instructions Change February 6, 2012

When wiring money to your HRECU account, please give the instructions below to the financial institution that will be sending the money to your Hampton Roads Educators' Credit Union account.

Wire to:

Mid Atlantic Corporate FCU                                                                       1201 Fulling Mill Road                                                                      Middletown, PA 17057                                                                        

ABA/Routing # 231387550

Further Credit:

Hampton Roads Educators CU                                                                      Acct # 25148071210100

Final Credit:

Member Name                                                                                         Member Account Number                                                                            Share Type


Scholarships Now Available

Our 2012 scholarships are now available.  To apply, click on the scholarship below to open, print out and fill out your scholarship.  Only one scholarship application per person will be accepted. 

Please note all scholarships are due by midnight, Friday, February 24, 2012.

**Applicants must be a member of Hampton Roads Educators' Credit Union to qualify**

 

Please feel free to contact the credit union with any questions at 757-838-0707.


VISA Debit Rewards are Here!!
 

Introducing VISA® Debit Card Rewards

You're VISA® Debit Card now earns rewards each time you use your card to make a signature purchase (i.e. when you choose credit and sign your name at checkout instead of entering your PIN).  You will earn 1 point for every $2.00 that you spend. 

Here are just a few things you can earn with your points:

  • Gift cards to local restaurants and stores,
  • Electronics and Home Goods
  • Event Tickets (i.e. concerts, professional football games, etc...)
  • Plane Ticket or Vacation.

 

You must register your card before you can start earning points!  Visit www.uchooserewards.com to register your card and start earning points today!

www.uchooserewards.com


58th Annual Meeting

Please Join us for our 58th Annual Meeting on Thursday, March 15th at 6:00 pm at Bethel Temple's Life Center, Hampton, where you can learn what your credit union has accomplished in the last year, vote for your Board of Directors and learn what is coming in 2012.  You can also enter to win great door prizes such as restaurant gift cards and cash!

To register, call or stop by the credit union.  Tickets are $15.00 for adults and children (age 4 and older). 

Dinner will be buffet style.

Registration deadline is Friday, March 2, 2012.  Space is limited, hurry in or call to buy your ticket today!

                          Thursday, March 15, 2011

                           Bethel Temple, Hampton

                                           6:00pm

We look forward to seeing you and your family there!

 


Start your child on the right financial track with our Youth Accounts!

Hampton Roads Educators' Credit Union is proud to announce that our Youth Investors Program is available to all youth ages 4 to 25.  The Spare Change Club offers ages 4-8 an opportunity to learn the importance of saving thru the use of their MoonJars and their MegaBuk$ card.  They are also eligible to participate in the Good Grades contest, available to our members who receive all A's and/or B's on their report card, each grading period.

The Capital Builders Club  for ages 9-12, encourages youth to continue to save while also understanding the importance of a budget as they decide what to do with their allowances and anticipate their first paycheck in just a few years.  Kirby Kangaroo is also an important web tool that allows the young members to learn about financial skills through playing games and stories that educate your child on money management and the tools available to them.  The Capital Builders Club members are also eligible to participate in Good Grades as well as use their MegaBuk$ card to reach their savings goals.

The Financial Freedom Club is offered to members ages 13-25.  While this club spans a large age group, it also offers age appropriate services to encourage financial responsibility and freedom as they begin to take charge of their accounts.  For youth ages 13-17, an ATM card is available (with a parent's joint signature), allowing them access to their account.  For those ages 16-17 who might have an after school job, we offer a free checking account, with a parent's joint signature, to allow them to begin to manage their money, while also creating their credit history.  We strongly encourage our youth to use the free service, BudgetSmart, while trying to stragtegically and successfully manage their money.  For the full-time college students, we offer a student credit card (requiring a parent's joint signature) with a $500.00 limit and a fixed rate as low as 6.90% apr* to encourage responsible spending while also allowing them to establish a good credit history.

Other advantages of the Youth Investors Club are, certificates of deposit that are available with a lower minimum deposit (child must me present to apply for the CD), seminars on budgeting, saving and preparing financially for college, everything you need to know about your checking account and more.  Come in and sign up today as we work to educate and enable our youth to achieve the ultimate economic goal - Financial Freedom!

*apr - Annual Percentage Rate