Autos
New & 2009	APR
Up to 60 Months	5.00% - 13.00%
61 - 72 Months	5.50% - 13.50%
73 - 84 Months	5.99% - 13.99%
Used	APR
2006 - 2008 (Up to 60 Months)	6.00% - 14.00%
2002 - 2032 (Up to 48 Months)	6.50% - 15.00%
2001 & Older (Up to 36 Months)	7.50% - 16.00%

Second Mortgages
Fixed rate terms up to 90% LTV	APR
Up to 60 Months	7.49%
61-120 Months	8.49%

Home Equity Line of Credit
Year/Value/Term	APR
$5000 + up to 85% LTV	6.00%

Signature Loan
Term	APR (Based on Beacon Score)
Up to 36 Months ($5,000 and less)	11.00% - 21.00%
48 Months ($5,001 - $10,000)	11.00% - 21.00%

Share Certificate Secured
	APR
Share Certificate of Deposit Secured	5.00%

Share Secured
	APR
No set term	5.00%

**All Rates Subject to Change**    APR: Annual Percentage Rate