We urge you to start teaching your children early about the power of savings by opening his or her youth account at Hampton Roads Educators’ Credit Union. Additionally, we offer access to Kirby Kangaroo's Clubhouse, that has a program for ages 4 to 12 and CU Succeed for ages 13 ro 25, to educate them on saving and financially important information.  To teach your kids the importance of savings, try some of these online links for some helpful hints!

• Capitate Your Kids
  The best home page to learn how to teach kids to manage their own money!
  Dr. John E. Whitcomb
  www.capitateyourkids.com
• Thrive by Five
  Eight simple, free activites--kid- and parent-tested--to help parents teach, talk about, and model good money management behavior.
  www.creditunion.coop/pre_k/index.html
• State 4-H programs about money management include "Consumer Savvy" (grades 3 to 12), "Financial Champions" (7 to 9), and "Entrepreneurship" (7 to 12)
  --Find out what's offered in your community here:
  http://www.csrees.usda.gov/nea/economics/in_focus/security_if_youth2.html
• FirstGov for Kids; answers to money questions from government experts
  www.kids.gov/k_money.htm