Open a Share Draft account to take advantage of our FREE checking! We offer simple and convenient checking options. From performing an ATM transaction to paying your bills online, Hampton Roads Educators’ Credit Union has a solution for you.

We've taken an extra step to ensure secure transactions when using your VISA debit card, by providing you Verified By VISA, a secure verification process, available only through vendors who participate in their program, allowing you to set up extra security steps to ensure your VISA debit card is fully protected. 

To increase card security and enroll your VISA debit card in this program, CLICK HERE.

Verified Visa

Checking

  • Unlimited Check-writing
  • NO minimum balance requirements
  • NO Direct Deposit requirements
  • FREE Overdraft Protection
  • FREE Debit Card with ATM access
  • FREE Online Banking
  • FREE Bill Pay (with Direct Deposit; $6/month fee without Direct Deposit)
  • Senior Citizens receive One free box of checks per month